Commercial Insurance
Risk Management for
Wisconsin Businesses
Building on the Dickenshied Cravillion legacy of technical expertise — we don’t just place policies, we analyze your exposures and build programs that actually fit your business.
Get a Free Risk Assessment
Tell us about your business and we’ll reach out to schedule a no-obligation review of your current coverage. Our commercial team specializes in finding gaps before they become claims.
Prefer to call? (920) 301-7934
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No obligation · Free consultation
Commercial Coverage Options
From a single-location shop to a multi-site operation, we build a program around your specific exposure — not a generic package policy. Serving Northeastern Wisconsin and the Upper Peninsula of Michigan.
General Liability
Foundational coverage for property damage, bodily injury, and legal defense costs. Required by most commercial leases and contracts — and the starting point of every business program we build.
Workers’ Compensation
Wisconsin-compliant coverage for employee injuries and lost wages. We specialize in managing your experience modification rate (EMR) over time to keep premiums competitive as your payroll grows.
Commercial Property
Protection for your physical location, equipment, inventory, and fixtures against fire, theft, and severe weather — a real concern for Northeastern Wisconsin businesses.
Commercial Auto
Comprehensive liability and physical damage for transport, delivery, and service fleets. We also cover hired and non-owned auto exposures for employees using personal vehicles on company time.
Business Interruption
Replaces lost income and covers ongoing expenses during a covered shutdown. One of the most underutilized — and most critical — coverages for small and mid-sized Wisconsin businesses.
Cyber Liability
First- and third-party coverage for data breaches, ransomware, and digital extortion. As cyber threats grow, this is no longer optional for businesses handling customer data or financial information.
Professional Liability
Protects consultants, contractors, and professional service firms against claims of negligence or failure to deliver. Tailored for the growing professional community in the Green Bay metro area.
Commercial Umbrella
A cost-effective way to significantly increase your liability limits above your underlying policies. Provides a critical safety net when a major claim exceeds your primary coverage.
Liquor Liability
Essential coverage for any business that serves or sells alcohol. Protects against claims arising from alcohol-related incidents — required by many Wisconsin municipalities.
Landlord Liability
Coverage for residential and commercial rental property owners. Protects your investment against tenant liability claims, property damage, and loss of rental income when a unit becomes uninhabitable.
Surety Bonds
Contract, license, and permit bonds for contractors, tradespeople, and businesses that require bonding as a condition of doing business or holding a professional license in Wisconsin.
Farm & Ranch
Specialized coverage for farms, agribusiness operations, and rural properties throughout Wisconsin and the U.P. Covers structures, equipment, livestock, and agricultural liability under one program.
The Commercial Advantage
Our commercial team does more than place policies — we conduct professional risk audits. Building on the Dickenshied Cravillion heritage of technical depth, we analyze the specific vulnerabilities in your industry before recommending coverage. That means you’re not overpaying for what you don’t need, and not exposed where it counts.
Whether you’re a contractor managing certificate requests, a manufacturer navigating product liability, or a service firm watching your E&O exposure — we’ve seen it before, and we know how to structure it correctly.
As an independent agency, we have access to dozens of carriers. That means we can shop the market on your behalf, advocate for better pricing at renewal, and switch carriers when your needs change — without you having to start over.
Request a risk audit: (920) 301-7934
Industries We Serve
We have deep experience across the industries that drive Northeastern Wisconsin’s economy. If you don’t see your industry listed, call us — chances are we’ve worked with it.
Trusted Carrier Partners
We work with top-rated carriers so you get the coverage you need, backed by companies with the financial strength to pay claims when it matters.
And many more. View all carrier partners →
Let’s audit your risk.
A 30-minute conversation with our commercial team could uncover gaps you didn’t know you had — or savings you didn’t know were possible.
Call (920) 301-7934Or fill out the form and we’ll call you →